B&CC "Bill-Master" integration with the external online payment systems

20.03.2007

A fierce competition in the telecom market and decreasing ARPU drive telecom operators to put paramount attention to the customer loyalty. The price conditions are no longer the strategic tool in customer retention. Now service providers stress the service customization and convenient ways of payment in their operations to reduce customer churn.

The recent changes in telecom business influence vendors' activity and inevitably generate a need for up-to-date B&CC functionality. So that, Bill-Master integration with the following leading online payment systems was successfully accomplished:

• ASSIST - Internet Payment Gateway enables customers to pay both by credit cards VISA, MasterCard, JCB, DCL, AMEX and in e-cash WebMoney, Yandex.Dengi, e-port, Kredit Pilot (www.assist.ru)
• Cyberplat - cash acceptance network (www.cyberplat.ru)
• OSMP - cash acceptance network (www.osmp.ru)
• ELEXNET - cash acceptance network (www.elexnet.ru)  

Bill-Master integration with the online payment systems enables both telecom providers and their customers with the following benefits:
• subscribers are able to pay their bills anytime and anywhere because of the broad network of online payment systems and get access to the services immediately;
• service providers are able to obtain clear information about transferred online payments.

Bill-Master interacts with the payment systems at API level of these systems.

Subscription to online payment systems requires some actions. First, service provider concludes the contract with a payment system's owner and then determines subscriber ID which is used to authenticate the subscriber's account and the payment. The subscriber ID for all mentioned systems could be:
- service login
- number of personal account
- additional account ID (description).

Due to Bill-Master flexibility and scalability, the system could be perfectly integrated with any other online payment systems.